Find out more details about health plan and what are the main benefits for people who choose to do one.
Learn the benefits of having a health plan
Health is one of the main themes in our lives and choosing a health plan is, primarily, an important decision that we make.
This option is extremely important, given that the basis for our daily lives is being in good health, whether through regular and routine check-ups or through appropriate treatment with a professional.
Without health, we are unable to carry out our activities, dreams and have a dignified and happier life. Therefore, make this topic one of the priorities in your life, in order to seek a better quality of life in every sense.
Want to know more about the topic? Check out more below with us!
Health in Brazil
Health in Brazil, as in any other country, is a basic condition for its citizens. In fact, it is one of the main topics of all government spending and care. However, in our country, we have an outdated health system, if we consider other examples and the precarious situation experienced by part of the population.
We pay very high taxes, which is one of the highest tax burdens in the world, but we get little in return, especially in the most essential areas. This must change as soon as possible, so that we can have access to more dignified services and thus improve the conditions of our population.
Public vs. private health
In this topic, we discuss the differences and characteristics of the public and private sectors in the healthcare field.
Many Brazilians often rely on the public health system. As it does not have the right structure, care is slow and often inefficient. Furthermore, who has never managed to get an appointment months (or even years) in advance?
In the private sector, which also faces problems, the structure ends up being more organized in some aspects. In this sense, in addition to offering health plan, the option of waiting for service is shorter, presents greater investment by companies in the structure and equipment available, among other points shown below.
Another issue, finally, is emergency care, which is often used for emergencies and issues that cannot wait for a consultation, for example. We see many cases, both when we go to hospitals and present them and through the media, of inefficient care.
Patients are sometimes even treated badly, and we have contact with employees who are rude and unhelpful. Considering the environment and the profession, this should possibly be the main quality of the professionals who work there.
In short, there are many improvements that need to be made in both sectors, especially in the public sector. This is very outdated and often does not provide decent solutions for the population. That said, we now intend to present the option of purchasing a health plan, with the aim of meeting your needs and ensuring greater prevention and care for your health.
Advantages and disadvantages of health plans
When analyzing and choosing to purchase a health plan, we must consider a series of advantages and disadvantages.
Firstly, some advantages are:
- availability of emergency care and consultations – you can use the services at units that are available and convenient to the user, as well as access to professionals from different areas of activity to carry out consultations;
- availability for hospitalizations and surgeries – use, in addition, of the structure available through the agreement for hospitalizations and surgeries when needed by the patient;
- peace of mind and quality of life for plan members;
- benefits for companies – companies that choose to offer the plan to their employees are well regarded by them and their families, and by society. On the other hand, however, it also allows for lower turnover, greater satisfaction and motivation among employees, in addition to tax deductions for the company;
- savings with co-participation – still regarding companies, they can either provide the benefit in full, or also make an agreement to share the plan's expenses with the employee and, in this way, not burden both parties so much.
We also present some disadvantages, for example:
- differentiated service from private ones – even with the health plan active, there are many situations in which the patient on the plan receives inferior treatment to the patient in the hospital who opts for private care, whether in consultations, exams, surgeries or hospitalizations;
- financial cost – when closing a plan, we must plan the expenses we will have, whether monthly or annual, within our budget and, in this way, keep it up to date and compromise the general budget as little as possible.
Conclusion
It is important, after all, that we carry out prior research on the market before purchasing a health plan. We must compare what each plan offers, whether it covers the places where you live and make the most viable option.
With all these tips, we hope you can have more clarity in your definition. Not only to define whether you need a health plan, but also which one is the most interesting for your needs.
