Shopee customers can now receive loans with flexible repayments. Learn how to take advantage!
Online shopping enthusiasts are no doubt familiar with Shopee, which is one of the leading shopping platforms that offers a wide range of products from different categories and locations. Recently, Shopee has launched an exciting new feature for its customers, namely SCredito. The special credit service available on the app offers users the opportunity to get pre-approved loans with competitive interest rates and flexible payment options.
However, it is important to note that access to SCrédito is not available to all Shopee customers, as the company establishes eligibility criteria and determines credit limits based on internal analyses. However, those customers who are not eligible to receive credit can take advantage of the discount coupons that Shopee offers to save even more on their purchases in the app.
Find out everything about SCrédito and see if you can take advantage of it.
SCredit
The SCredit from Shopee is a special credit service available on the app that offers users the opportunity to get pre-approved loans with competitive interest rates and flexible payments. The service is not available to all customers on the platform, as the platform sets eligibility criteria and determines credit limits based on internal analysis.
To use SCredit, users must first activate and verify their accounts on ShopeePay, which is Shopee's digital wallet. They must then check the loan availability on the app, which is available for Android cell phones and iOS.
In the application, you need to follow these steps:
- Click on the “EU” option, which is located at the bottom of the screen, on the right side;
- On the next page, select the “SCredito” option, along with the maximum loan amount offered based on your profile;
- This way, you can explore the possibilities offered by SCrédito.
Payment
Consumers who opt for the credit option have the flexibility to choose the total or partial amount of the loan, as well as the desired number of installments, before finalizing the process. The borrowed amount is then credited directly to ShopeePay, which is linked to the customer's account. It is possible to choose the option to divide the loan payment into up to six installments, which can be due on the same day the request was made or on the first subsequent business day. For the convenience of users, payments can be made through the app, using the ShopeePay balance or through from Pix.
Discount coupons
Since SCrédito is not available to all customers, consumers who miss out can take advantage of other Shopee benefits, such as discount coupons, which allow customers to save even more on their purchases through the app, whether on electronics, fashion, home items and more.
To find coupons, follow these simple steps:
- Open the Shopee app;
- Click on the “Daily Coupons” option;
- Select the coupons you are most interested in;
- These coupons will be stored in the “My Coupons” section, located under “ME” in the bottom right corner of the screen.
Coupons for specific products
The orange labels on the ads indicate the discounts that are available, which can be a percentage discount, a fixed discount amount, or the opportunity to receive cashback in coins. To find out more, click on the product and go to the “Store coupons” option.
It is important to remember that coupons generally have expiration dates and may have specific requirements, such as a minimum purchase amount. Therefore, check the details and terms of use of each coupon to ensure you get the most out of the offers on the platform.
