Telefone Acesso Bank
Com o compromisso de ter um impacto positivo no dia a dia de seus clientes, o Acesso Bank tem 8 anos de mercado, mais de 500 mil contas ativas e são líderes em emissão, processamento e gestão de cartões pré-pagos no Brasil. Em 2011, o banco foi o primeiro emissor independente de cartões a conseguir a licença da Mastercard no Brasil e, desde então, tem conseguido a atenção de muitos do mercado.
Quer conhecer mais deste banco inovador ou resolver alguma questão pendente? Conheça os melhores meios de comunicação com o Acesso Bank no texto a seguir.
Telefone Acesso Bank
Para que seus clientes possam fazer uma reclamação, sugestão, cancelar um serviço ou conseguir informações gerais, o Acesso Bank disponibiliza dois telefones diferentes. Confira abaixo:
Brasil
Os clientes de todo o Brasil que precisarem entrar em contato com o banco pode ligar para o número: 3003-5977.
Exterior
Aqueles que, por qualquer razão, não se encontrem em território nacional também podem falar com o Acesso Bank de forma muito simples. Basta ligar para o número: +55 (11)3003-5977.
E-mail Acesso Bank
Muitos são os clientes que não suportam ligar para bancos. Se você é um deles, também tem a opção de entrar em contato com o Acesso Bank pelo e-mail. Basta enviar a sua mensagem para o endereço: ajuda@acessobank.com.br
Ouvidoria Acesso Bank
Caso tenha entrado em contato pelos canais acima e, mesmo assim, não recebeu o atendimento que estava esperando, talvez a Ouvidoria possa te ajudar. Entre em contato com a Ouvidoria Acesso Bank. Ela atende pelo email: ouvidoria@acessobank.com.br
Canal de Denúncias
Se o que você deseja é alertar o Acesso Bank de alguma má conduta ou outro problema, o banco disponibiliza um canal exclusivo para você. Faça a sua denúncia pelo e-mail. Basta enviar uma mensagem para o endereço eletrônico: compliance@acesso.com
Veja mais informações sobre o Acesso Bank no vídeo abaixo:
Social media
Se nenhuma das opções apresentadas até aqui te ajudou ou caso apenas prefira utilizar outro meio de contato, você pode se comunicar com o Acesso Bank pelas redes sociais. Confira a lista abaixo com as opções à sua disposição e escolha a sua favorita:
Other Channels
Toda empresa deveria oferecer produtos de qualidade, serviços completos e canais pelos quais possam te ouvir e responder à sua demanda. Porém, nem sempre as empresas atendem aos clientes da forma mais adequada. Nesses casos, os canais abaixo talvez possam te ajudar. Confira!
Reclame Aqui
O Reclame Aqui é um site brasileiro que oferece um serviço gratuito para que consumidores possam postar as suas reclamações e checar a resposta das empresas. A política de privacidade do site não permite a identificação do consumidor e apenas a empresa alvo da reclamação tem acesso aos dados cadastrados pelo cliente. Conheça o website.
PROTESTE
A PROTESTE, também conhecida como Associação Brasileira de Defesa do Cliente, é uma entidade civil independente de governos e empresas que atua na defesa e fortalecimento dos direitos dos clientes brasileiros.
Em seu website você tem acesso ao canal de reclamações, no qual é possível registrar e encaminhar uma reclamação para a empresa, além de pedir o auxílio de um especialista na questão.
Consumer Portal
O Portal do Consumidor é um serviço público e gratuito que permite a interlocução direta entre consumidores e empresas. Você pode registrar uma queixa por este canal e a empresa terá 10 dias para responder. O procedimento, porém, só é válido para as empresas cadastradas no website. Em seguida, o consumidor tem até 20 dias para comentar e classificar a resposta da empresa.
Complaint to the Central Bank of Brazil
Many users of banking services do not know, but when they have some kind of problem with a bank and the bank does not resolve it through its ombudsman, a very practical and viable alternative is to make a complaint to the Central Bank.
The Central Bank of Brazil is a highly regarded institution and, among other responsibilities, it is responsible for regulating and supervising the national financial system. The institution also currently works to ensure the stability of the purchasing power of money.
In the specific case of Banks, the Central Bank supervises and controls banking institutions, aiming to prevent abuses and other arbitrary acts that may be committed by the country's financial agents.
Portanto, se você teve um problema mais grave com o Acesso Bank ou qualquer outra instituição financeira e este problema não foi resolvido pela ouvidoria, você pode cadastrar a sua manifestação de forma bem simples no site do Banco Central.
Uma vez realizada a reclamação, o Banco Central vai entrar em contato direto com o Acesso Bank para solicitar informações sobre a reclamação efetuada.
In normal situations, the Central Bank takes around 8 to 10 business days to respond to the citizen. However, this period depends largely on how long the bank that was complained about takes to respond.
If your complaint is fair, the Bank will usually reverse its procedure or in some way seek to correct the error made, notifying the Central Bank about this occurrence.
Logically, if your complaint to the Central Bank is unfounded, no action will be taken, as the Central Bank will analyze your case and forward it to the institution, acting in this case as a mediator of the problem.
As previously mentioned, it is very simple to file a complaint with the Central Bank. The entire procedure is carried out online, and it is important that you register an email address to receive notifications each time the process is processed.
Another very important point to remember is the need to have the complaint receipt protocol at the Bank on hand. Have this number on hand as you will need it when making your claims.
It is also important to clarify that the Central Bank will ask you to write a text explaining exactly what happened between you and the bank. At this point, be as detailed as possible, providing the date, time, name of the attendant, what was said, protocol number, etc. Don't leave anything out!
Step by step: making a complaint on the Central Bank website
To initiate the complaint procedure at the Central Bank, you can click here.
As you can see in the image below, you must enter your CPF number and select Complaint against Financial System Institutions.
Solve the Captha and the screen will open for you to fill in the necessary data:
- Choose the name of the Institution
- Select Subject
- Enter your message, stating the complaint you want to make
- Enter the Financial Institution's protocol number
From there, the Central Bank will ask for your email and telephone number, generating the service protocol after that.
With the complaint protocol in hand, as stated above, you just need to wait for the bank's response regarding your complaint.
Questions and Answers about Complaints at the Central Bank
1- Which institutions does the Central Bank supervise?
The Central Bank supervises multiple banks, commercial banks, cooperative banks, investment banks, development banks, exchange banks, savings banks, credit unions, credit, financing and investment companies, real estate credit companies, leasing companies, exchange brokerage companies, securities brokerage companies, securities distribution companies, development agencies, mortgage companies, credit companies for microentrepreneurs and small businesses, payment institutions and consortium administrators.
2- Can I file a complaint against an Institution authorized to operate by the Central Bank?
Yes, complaints may be filed by customers and users of products and services from financial institutions and other institutions authorized to operate by the Central Bank, such as credit unions, payment institutions and consortium administrators, whenever there is evidence of non-compliance with legal and regulatory provisions whose supervision is the responsibility of this Agency.
3- Does a complaint to the Central Bank have the same effects as a lawsuit?
No. The Central Bank acts in the administrative sphere and does not replace legal action. Therefore, if your problem is not resolved by the Central Bank, you can file a lawsuit.
4- Does the Central Bank regulate the waiting time in bank queues?
No. The Central Bank does not regulate waiting times in queues. There are state and municipal laws that address this issue. It is up to consumer protection agencies (Procon, Prodecon, Decon) to provide guidance on this topic.
5- Does the Central Bank set the value of fees charged by banks?
The Central Bank does not determine the amount of fees. However, there are some services that banks must provide free of charge. Subject to the prohibitions, each institution is free to establish the amount of its fees.
Taking Legal Action Against a Bank: Is It Worth It?
Many people wonder whether it is worth taking legal action against a bank. Is it feasible? Is it worth it? To answer this question, first of all, you need to know the extent of your problem with the banking institution.
We know that most of the problems involving customers and banks are issues that are easier to resolve through a complaint to the bank's own ombudsman or even by making a statement to the Central Bank.
However, when the situation is more complicated and involves larger amounts, the customer may consider filing a lawsuit against the financial institution, knowing that this will be a last resort, after exhausting administrative avenues for resolving the conflict.
One option for those who were unable to resolve the issue through conventional means is to file a lawsuit in Small Claims Court in your region, which is the competent body to process cases of up to 40 minimum wages. It is important to emphasize that, for cases of less than 20 minimum wages, it is not mandatory to appoint a lawyer.
Another advantage of JEFS that cannot be forgotten is the absence of legal costs for litigants, that is, you will not need to pay anything to file a lawsuit against the Bank.
To be successful in a case before the Small Claims Court, it is important that you gather as many documents as possible, such as contracts, bank statements, emails, collection letters, proof of payment, etc.
Another fundamental thing in this type of process is to have all the details of the Bank against which you are going to file the lawsuit: address, telephone number, CNPJ, name of the manager, among other important information so that the justice officials can locate the financial agent.
And as previously mentioned, there is no need to hire a lawyer, although if you have the means, this is highly recommended, considering that in more complex cases the assistance of a specialist will be essential for you to be successful in the dispute.
Therefore, now that you know all the details about how to file a lawsuit against a bank, it is up to you to decide whether or not this is viable, whether it is the best solution or not.
Other forms of complaint against a Bank
If you don't know, nowadays there are several ways to complain and show your dissatisfaction with banking services. This means that you are not obliged to accept any type of illegality on the part of any agent of the country's financial system.
Unfortunately, nowadays, all sorts of irregularities occur in banking transactions. People are paying excessive interest or fees, others have their credit ratings listed without owing a single cent. In short, there are all sorts of complaints.
If, like many Brazilians, you have complaints about banking services or customer service, you should know that society has increasingly created mechanisms to give voice to dissatisfied people. Here we will give you just a few examples of how you can complain about abusive practices by banks.
You can choose between some of the complaint methods or you can even use all of them until your problem is finally resolved. Remember that first of all it is important to try to resolve the problem with the bank you have complaints about and only after that you can take other actions to protect your rights.
Complain here website
The Reclame Aqui website is a private platform, but it has helped many people solve their problems with financial institutions such as o Acesso Bank por exemplo, que tem um boa reputação na plataforma.
Reclame Aqui works as follows: the person who wants to make a complaint registers on the website, makes their statement in writing, being able to present any documents they deem necessary and completes the request by generating a protocol.
After this, the Reclame Aqui website itself contacts the company complained about, which normally informs its version of the facts and often solves the customer's problem.
Most companies respond very well to complaints made on this platform, while others don't respond at all. But in general, it's worth trying to make a complaint on the website. Access here to learn about the service.
Procon
A well-known body among Brazilians is Procon, always remembered for its fight to defend consumers. Procon is linked to the States and serves the entire population when it comes to consumer protection codes.
If you have easy access to this body, a complaint to Procon may be a viable alternative. It is known that financial institutions as a whole, especially banks, often have serious problems with their customers, and Procon may be the defender of the weaker side at this time.
Another advantage of seeking out Procon to file a complaint is the fact that it is a public service, that is, completely free, in which the consumer can have a strong arm in their defense against the abuse of power by large corporations.
Important Notice
O site Achei Celular é um projeto independente que não possui nenhum vínculo com o Acesso Bank e nem com as entidades governamentais de defesa do consumidor. O objetivo deste artigo foi apenas informar sobre o telefone do Acesso Bank and other forms of contact with the institution, for informational purposes only. If you have any complaints to make, look for the companies' official channels and under no circumstances leave any personal data in the comments field.
