Be careful with your card. Learn tips to avoid surprise expenses.
Those who have small children at home sometimes have to deal with unwanted expenses. Leaving your little ones in possession of your cell phone can cause significant financial losses. Recently, a story was released about a boy who spent around R$28,000 on his mother's credit card using his smartphone, and this is not an isolated case.
There are reports of values around R$18,000 for toy motorbikes and a children's jeep. There are also reports of almost R$5,000 for shrimp and fries. Can you imagine? In recent years, stories like this one of children making unusual orders using their parents' phones have been making headlines on social media.
Internet memes
As mentioned, this same week, the subject was highlighted again after a woman reported on Twitter that her son, who is 10 years old, spent around R$28,000 on her card. According to a screenshot circulating on the platform, the mother says she intends to charge the boy the amount once he is an adult and working. Therefore, the topic “Serasa kids” was highlighted on social media.
These situations generate memes on the web and great laughs when told to the family. However, depending on the case, they cause irreversible damage to the parents. For this reason, learn tips on how to prevent these cases. Keep reading and find out.
But how can you prevent unwanted purchases?
A child with a credit card can do crazy things. If your credit card is already registered on websites or apps, your child can use up your entire credit limit with just a few clicks. The amount can be exorbitant, reaching a thousand. Therefore, one tip is to never leave your credit card pre-registered on apps, especially with the CVV already inserted.
Experts remind us that even if you don't have children or live with children, it is not recommended to save your credit card. Saving your payment method on your cell phone, computer or platform can be dangerous. Even if you are used to buying from specific websites, be careful. There are numerous cases of database leaks and frauds carried out using cards. Furthermore, if your phone is stolen or lost, criminals can use this method for scams.
Returning to children, parents should also set up their devices to prevent children from making unauthorized purchases, using passwords, encryption applications or other means of authentication. It is worth remembering that there are some on the cell phone or computer itself.
Another option is to create a special profile or page on your child's phone. You can place specific icons that the child can access without any risk. Having a phone just for your child, without any apps that cost money, is also a good option.
And for children who stealthily take the card, a good tip is to change the hiding place daily, or even hide it in a locked place, so that it cannot be accessed. If it is a small child, it is also worth keeping it in a high place. Do everything possible to avoid having a surprise expense and losing out.
