Learn how to take care of your finances and save a lot through easy-to-use apps!
Every day, new applications for cell phones are released, both for social networks and some tools for downloading music, movies, ordering food, taking care of your health, remembering to drink water and many others, which are very functional and help users maintain a much more organized routine, right!?
Currently, one of the hottest topics is financial education, so that people can better organize their finances and have better control over their money, so they can know where it is being spent or invested. That's why some companies have developed apps for this purpose. If you need to better organize your money, find out now what these apps are and how they work!
Financial organization
According to some financial education experts, apps can be a great ally when it comes to financial organization, as they allow users to track their income, expenses, budgets and goals in a practical and organized way. By showing the user's expenses, the app can also help identify where it is possible to save and make much smarter financial decisions, avoiding excesses and debts. To do this, it is important that the app allows the user to organize the data on income, expenses and transactions in a clear and easy way, so that they can have better control.
To maintain this organization, it is also interesting that bank accounts, cards and investments are synchronized, to have a more up-to-date view of the person's finances, as this makes it easier to monitor transactions and available balance, also preventing the user from wasting a lot of time entering this data manually, which can be quite tiring and may allow some data to go unnoticed, leaving the user discouraged and possibly giving up on the process.
It is also ideal for platforms to provide detailed analysis and reports that show the spending, savings and investment patterns made by the person. For better visualization, it is even better if the data is provided through graphs, which can help in better understanding the numbers provided, aiding the user in decision-making.
The most important thing is that the application is secure and has protection features, since the user's financial data will be provided and must be kept confidential to avoid security issues.
Top apps
My Savings
This app is available for Android and iOS users and has automatic synchronization with bank accounts of the user. When accessing the app, simply add the account, password and go through some security steps. From there, the balance will appear on the home screen, where the latest transactions, earnings and expenses of the month are shown through a graph. The app also allows synchronization with credit card data linked to the registered account, in addition to other tools.
Mobills
The app is also available for Android and iOS and gathers information on the user's income and expenses, offering the possibility of viewing expenses through categories. It is also possible to calculate simple and compound interest, vacations, thirteenth salary, salaries, anniversary withdrawals and other items. This app also offers articles on financial education on various topics, helping the user to understand the subject even more. The paid version of this app offers more tools, such as the creation of reports.
Organize
This app helps users to organize themselves better and categorize expenses and income by credit card information, but the information needs to be entered manually. In addition, users can register spending information and import bank transactions, which will be posted to the app after notifications arrive on their phones. However, most of the app's tools are only available in its paid version.
Fortuno
It is only available for Android phones and does not offer the possibility of automatic synchronization. Therefore, the user needs to enter bank account and card information manually. The app offers a view of pending payments, showing bills that have not yet been paid by the user. It is also possible to view data in graphs, with monthly, daily and total balances.
