Whenever a Vivo customer needs to top up, without having money at the moment, they have a way out. Learn more about the loaned credit Alive.
In short, Vivo Special Credit is a type of loan that the operator offers for your cell phone. This way, you can get a top-up even in a tight situation.
It is important to note that not all Vivo customers are able to obtain Special Credit.
In order to get this loan, come with us! See everything you need to know to get it and all its conditions. Check out our article!
Vivo Credit Loan
Initially, we need to know that the credit loan from Vivo goes up to a maximum value of R$29.90. Therefore, don't even think about using it in any situation.
Only request special credit when necessary. Then, make your calls, send messages, access or hire whatever is most important at that moment, understood?
In this sense, please note that these credits cannot be used to download other applications.
The duration of this credit is 30 days. In other words, you have one month to make the most of the loan you get.
Soon after, you will need to pay for the additional credit. After all, every loan requires payment. Also, don't forget that there will be fees charged for the loan.
The loan amount will be discounted from your next top-up. As well as the corresponding interest amount. So, see below how much you will need to pay for the special credit:
- First, your minimum loan is R$1.00. In this case, the rate will be R$0.40, and the charge will be R$1.40;
- If you request R$5.00, the fee you will need to pay will be: R$2.00;
- You can also request an advance of R$10.00, increasing your rate to R$3.30;
- The rate will be R$4.50 for advances of R$15.00 of Vivo credit;
- If the loan is for R$20.00, your rate comes out to R$5.60;
- And if it is R$25.00, then it will come out to R$27.00, since the rate is R$7.00;
- Finally, the highest loan rate, R$29.99, is R$8.40. In other words, the maximum cost for the credit advance is R$38.30.
So, these are the most important points about how Vivo's special credit works. Now, let's see if you can actually apply for it and under what conditions. Check it out below.
Who can apply for a Vivo loan?
First of all, it is important to note that there are criteria for a customer to be able to apply for a loan. In other words, you will not always be able to get this Vivo credit advance.
Firstly, any customer of Live-Pre has access to the loan. However, it is also necessary for the client to:
- Have at least R$0.48 of available balance;
- As well as not having not recharged your cell phone for a semester or more.
Once you meet the criteria, you can apply for special credit. However, be careful! Even if the client can apply for it, the amount of the loan he/she can request will vary.
Depending on your profile as a Vivo customer, the special credit available may be higher or lower. For example, if you have been late in making payments in the past, and if so, for how long.
As well as the regularity with which you apply for such loans. In short, there are several criteria that help or hinder the success in applying for a large loan.
After all, your profile in front of the company depends on several factors that are analyzed by them.
If you are a good Vivo customer, you should have no trouble getting the operator to give you an advance. So, it's time to ask for yours. Vivo loaned credit.
Apply for credit
As long as you meet the criteria, you should know that it will not be difficult to obtain credit.
There are three methods of requesting an advance with Vivo. Now we will talk about each of them, follow along below.
SMS
First of all, you can simply send a cell phone message to the number 730. Or, it can also be to the number 1515.
In the message, write only one word. If it is for number 730, type: CREDITOS (yes, all capital letters and without accents).
On the other hand, if you are going to send an SMS to 1515, then type: CREDIT in the singular. That's it! Quite simple, don't you agree?
In addition, there are other ways to obtain credit. Stay with us and see other options.
Telephone
If you prefer to hire him by a phone call, just call 1058. That way, you can speak to a Vivo representative who will guide you.
There is also the option to call *8013. However, in this case, you will not speak to anyone. Just listen to what the recording tells you and follow its instructions.
Stay with us and see below what other options you have for taking out a loan.
My Vivo App
Finally, there is the option to download the app My Vivo. It is very easy to request an advance through it. As well as access several other services from the operator.
So, it might be worth having this app on your phone, don’t you agree? If you’re interested, download it right now.
Finally, you know everything you need to know to apply for a Vivo loan. Now, use the method you prefer and don't forget our tips, okay?
