If you need to know how to check overdue IPVA, found the best subject for this. After all, this tax is something very serious, isn't it?
In this sense, unfortunately, we are not always able to pay all the bills at the beginning of the year on time. Therefore, in the middle of the year, we often remember the IPTU, IPVA and other taxes.
If you need to stay up to date with your taxes, follow our article today. We will talk about IPVA, its importance and how to check overdue IPVA.
Furthermore, you will see details about the installment plan for this tax, where it can be paid and many features of the tax.
Without further ado, let’s get to today’s article. Check it out and have a great read!
After all, how do I check overdue IPVA?
First, know that to check your overdue IPVA, you need to access the website of your state's DMV. To do this, access Google or another browser and type “Detran RJ” or “Detran MG”.
In other words, it is important to search for the DMV in the state where your car is registered. So, go to the agency's website and go to the “IPVA” tab.
Next you will need enter the RENAVAM number and other vehicle data. This way, you just need to search for outstanding debts that appear in the system and that's it!
You will be able to see the arrears that appear on your vehicle and you will be able to pay off these debts.
I want to pay this debt. How do I do that?
From the same point of view, after checking the outstanding debts, it is possible to pay everything! To do this, click on issue payment slip.
Please note that the bill must be paid on the same day. After all, the interest and fine amounts will be updated to the date the document was printed.
In other words, if you print the bill on July 12th, you must pay it on that date. Otherwise, you will need to issue a new bill for the date you can pay it, okay?
Where can I pay these bills?
As we mentioned earlier, the document is issued with an updated value. In this sense, it can be paid at lottery shops, online banking, various bank branches and even through your bank app on your smartphone.
Oh! Always keep your payment receipts, even if you paid online. That way, you don't run the risk of paying the same bill twice if you're not sure whether you've already paid it, right?
Currently, several banks receive IPVA, among them we can mention as the main ones Itaú, Banco do Brasil, Caixa Econômica Federal, Banco Mercantil do Brasil, Santander, Bradesco, among other financial institutions.
I can't pay this debt in cash. What now?
We know that especially after the new coronavirus pandemic, many people saw their monthly income plummet.
Therefore, we will explain to you in detail how the IPVA installment plan works. First of all, it is important to emphasize that the most advantageous option is to pay the debt in full.
This way, you can get good discounts and get rid of this debt once and for all. However, we know that this is not always possible. But even for installments, there are usually good conditions and relatively low interest rates offered by the State.
Thanks to Resolution SF No. 130 of 2018, it is possible to pay this type of payment in installments via bank slips or even with a credit card.
However, the payment terms are usually short and do not last more than 3 months. In this sense, a good alternative for those who are “strapped” is to take out a small loan to pay off the IPVA.
This way, you can negotiate with the bank and pay off the debt with a discount. Furthermore, you can pay the financial institution over a longer period of time and in smaller installments.
However, each case is different. Therefore, calmly evaluate your situation and always do the math to understand what is most worthwhile!
What happens if I don't pay the IPVA?
Now that you know more about IPVA, it's time to understand the consequences of not paying this tax.
Currently, the IPVA (Tax on Property of Motor Vehicles) exists to “release” your vehicle’s document annually.
In other words, if you do not pay the tax, you will not have the document released. Therefore, your vehicle will be considered unfit to drive in the city, on highways or on any road in general.
In short, if you do not pay the tax, you will be prevented from driving the vehicle. If you are caught in a checkpoint without the document, you may experience several problems.
In this sense, your car or motorcycle goes to the Detran yard and can only be released after the documents are regularized.
As well, you will pay a fine for driving a vehicle without authorization (document) and on top of that you will have to pay the daily fee for the parking lot!
Did you see how important it is to keep your IPVA up to date? Therefore, if you are behind on your tax, regularize your situation as soon as possible and avoid all the problems we mentioned above!
After all, what is this tax for?
Everyone knows that Brazil has one of the highest tax burdens in the world. However, do you know exactly what the purpose of IPVA is?
Many people believe that this fee exists only to take care of streets and avenues. However, this is not quite the case!
Currently, the money collected from the payment of IPVA is divided “half and half” between municipalities and states.
In this way, 50% of the amount goes to the municipal government and the other 50% is sent to the state government.
Normally, part of the money is used for the maintenance and recovery of highways. However, a good part of it can also be used for health, education, vaccination of people, among other public services.
In short, the government has no obligation to allocate 80% of the amounts received to roads and only a certain amount to schools.
It is up to managers to manage and direct money where it will be best used.
There is still some doubt about How to check overdue IPVA? If so, leave your comment below this post!
And don’t forget to share this article with your friends and family, after all, many people have questions about the topic. Until next time!
