Open a bank account via your cell phone is a doubt for many people today, regardless of whether they understand the digital environment or not.
This happens because many physical and digital banks do not clearly explain the step-by-step process of how to open an account or the requirements that must be met.
Furthermore, many banks make it easy to open an account, but make important information difficult to access.
Therefore, it is necessary to present what you need to have to open a bank account, as well as how much you need and how to do it.

What is required to open a bank account?
What you will need to open a bank account via your cell phone will change from bank to bank, as needed.
However, some requirements are somewhat standard as they are required by all or the vast majority of digital or physical banks.
Therefore, the first step should be to choose which bank you want to have an account with, whether private or public, to check the requirements.
When choosing a bank, it is important to analyze all available information according to its purpose.
That is, you must check all the advantages and disadvantages for which you want to have this account digitally.
To give a better example, if you want an income account, it is possible to analyze the rates that each bank offers, just as if you want a credit card, you should look at the limit provided.
This way, it becomes easy to understand which bank option will be best for you to open the account you want, whether it be savings or checking.
In short, what you will likely need after choosing a bank will be:
- Identification document: ID, CPF or CNH.
- Filling in personal data: telephone number, address, full name, documents, among others.
- Monthly income: to adjust the limit and verify ownership.
- Password: for accessing the application and for the card in case of delivery to the home.
In some cases, proof of residence and housing may be required, both to send the card and to verify income.
How much does it take to open a bank account using your cell phone?
In today's modern world, banks have been adapting to the technological era, so that today there are entirely digital banks.
However, whether this is the case or not, it is likely that the bank you choose will have an app to facilitate financial transactions.
Therefore, the easiest way these days is to open a bank account through an app, as most apps offer easy step-by-step instructions.
Furthermore, there are banks that offer free digital checking accounts, so you will only spend a few minutes opening the account.
However, many banks have an annual credit card fee and service package, so you should analyze the ideal option in each case.
In general, the bank will assess your profile according to your income to see where you fit and, therefore, depending on the account you need an initial deposit.
In other words, there is no requirement for a minimum amount in current accounts, but depending on the profile it is possible to negotiate a deposit to open the account.
However, when it comes to savings accounts, a minimum amount of fifty reais is usually required to open one. bank account via your cell phone.
How to open a bank account using your cell phone: apps
The first step to opening a bank account via your cell phone is to choose the bank where you want to have such an account.
Therefore, you must carefully analyze both its advantages and disadvantages before choosing a bank, depending on what you need.
After choosing the bank, you should look for its app version, since nowadays most banks are entering the digital era to facilitate operations.
Therefore, all that remains is to download the application in question and follow the steps indicated by the bank itself to open the account you want.
Within these applications in question, they will ask you to provide personal documents with a photo (RG, CPF, CNH) and to fill in the data.
As for the document, the bank may ask you to take a selfie during registration next to the document presented.
Therefore, the most common thing is to first have to send a photo of the documentation and then send a photo of yourself next to it, so that it can be evaluated and approved.
This is done to prevent fraud and so that the bank can confirm your personal identity, keeping the information provided confidential.
In short, having the bank's app makes opening an account easier and is a safe way to enter your personal data.
Conclusion
Opening a bank account has become easier these days due to easy and quick access through apps.
Furthermore, there are banks that are entirely digital and have zero annual fees or initial deposit amounts, as well as free opening.
Therefore, opening a bank account via your cell phone has never been so easy and accessible, whether you are a digital savvy person or not.