Today we will show applications similar to Jeitto for those who don't have a credit card and need to make purchases this way, check out everything in this full article below!
Jeitto-like apps: Introduction
First, let's talk about what Jeitto is because you may not know exactly what the application does and how it works. This first topic is essential for us to continue with our article.
Next, we will give you our complete list of the best apps that look like Jeitto and to finish, we will talk about some important considerations. Check out all of this in our article below and enjoy reading!
What is Jeitto?
First we need to talk about what Jeitto is, after all you may have stumbled upon this article and not know exactly what the app is about. Jeitto works as a credit card, but without any of the usual fees we see in this type of service.
This way, you can have credit without needing to have an account with a digital or traditional bank. As soon as you use the credit, you need to pay your bill normally using a payment slip made available directly in the app.
This is one of the most famous and most used by people, but over time other applications similar to Jeitto have emerged, making life much easier for people who have a negative credit rating or somehow do not want to have a credit card.
If you have used Jeitto and realized that it is not for you, but you are interested in the service or want to know more options to have this service, we will show you a complete list below of applications similar to Jeitto.
Apps similar to Jeitto: Check out our list!
Now that you know what the Jeitto app is and who it’s for, we’ll show you our list of similar apps below. Check it out!
1. Credit Market
The first name on our list is the Mercado Crédito app, offered by a company known throughout Brazil: Free Market, owner of Mercado Pago, which also became a phenomenon for people.
Mercado Crédito offers its users the possibility of making purchases in installments directly through the app without the need for a credit card or a bank account.
To use the service, simply create an account in seconds and you will be ready to make purchases in installments with your credit. Mercado Crédito has some specific requirements that it is important for you to know.
To use the credit, the purchase must be from R$50.00 to be valid and purchases can be divided into up to 12 installments in the app like a card. In addition, purchases may incur interest.
Interest rates vary depending on each customer's profile and the purchase amount, but if you know that you will pay it off every month, you don't need to worry so much about this. However, we recommend that you always make purchases that you know you will be able to pay off.
2. VirtusPay
The second app on our list is VirtusPay. Its biggest advantage over all the others is that VirtusPay allows you to pay in up to 15 installments for your purchases. This way, you can pay with even more peace of mind.
To use the service, simply download the VirtusPay app and register by following the necessary steps. Considering that it is an app for people who do not have a credit card, VirtusPay is the easiest way to have this freedom.
However, the app has a disadvantage compared to the others on our list: you can only use the credit offered by VirtusPay in partner stores. Despite this small limitation, the company has partnerships with the main stores in Brazil.
VirtusPay has partnerships with Casas Bahia, Extra, Carrefour, Amazon, C&A and many other stores. This reduces this disadvantage, but it is always important to highlight this to avoid surprises.
3. I unbanked
To conclude our article, we have the Desbankei app for those who want to buy with a credit card but don't have one yet. The app works very well and in a slightly different way.
After creating an account and having it approved, the user receives the amount in their checking account to make the debit payment for the desired purchase. It is important to note that the application only accepts people with a positive CPF.
However, people with a low score can easily be accepted into the application and apply for credit like any other user.
Jeitto-like apps: Final thoughts
We hope this article has helped you in your search for credit, even if you have a negative credit score or a low score. However, our final recommendation is to read the application proposal exactly on its official websites.
This way, you can avoid frustrations and organize yourself much better to pay on the agreed day. If you have any questions, don't forget to leave them in the comments field below.
