The month is tight and you need some extra money, but nothing too extravagant? What if a simple app could release up to R$200.00 easily, objectively and without bureaucracy? Know that this resource exists, although it is not yet so explored.
A simple application, which is designed to be a digital wallet, also provides quick microcredit. In fact, even people with a negative CPF by Serasa or SCPC can obtain an initial amount.
Which app releases microcredit quickly today?
Before continuing to find out which application provides the microcredit mentioned, it is important to know that it works like a normal loan. Therefore, although the interest rates are attractive and the amount is low, always be clear when borrowing money.
THE Jeitto Loan 100% emerges as an effective alternative for those who need credit in a practical, online and secure way. The fintech offers a completely digital process, accessible through the application available for Android, allowing users to apply for loans without bureaucracy and in an intuitive way.
Operation details you need to know
Jeitto stands out for not requiring proof of minimum income, which makes it a viable option for people with bad credit. To get started, simply download the app on your cell phone and complete a simple registration, which takes less than two minutes to complete. After registering, the user can check whether there is a credit limit available.
The amounts offered vary according to the user's profile and can reach up to R$500 as an initial monthly limit, while the Jeitto Loan can make available up to R$3,000, depending on the customer's usage and history with the platform.
If credit is not approved immediately, the company recommends using a digital wallet and monthly limit, strategies that help build a positive history and increase the chances of future approval.
The Journey: A Path to Raising Your Limit
The fintech relies on a gradual relationship of trust with its customers. By using the app, paying bills, recharging cell phones and making purchases at partner stores, the user begins to create a financial behavior that can lead to an increase in the credit limit.
This is part of the so-called “Jornada Jeitto”, in which the credit limit can grow as the app is used, making the loan offer more adapted to the customer’s needs and payment capacity.
Security is one of Jeitto’s pillars. The fintech has developed sophisticated technologies for fraud prevention and credit risk management, ensuring a safe environment for its users.
Additionally, the use of advanced data allows Jeitto to anticipate its customers' payment behavior, which results in a credit approval rate three times higher compared to other financial institutions.
You need to know this today:
- Request a LOAN from Nubank using your MOBILE PHONE
- Caixa Tem app pays up to R$2,260 in benefits until the end of August
- Bank offers free credit card via APP until the end of AUGUST
Jeitto App Features
The Jeitto app is not limited to just applying for loans. It offers a variety of features that help users manage their finances efficiently. Some of the main features include:
- Payment of bills and invoices: Users can pay bills for services such as water, electricity, internet and gas directly through the app.
- Cell phone recharge: The application allows you to top up your cell phone, using both the credit released and the money deposited in your digital wallet.
- Shopping at partner stores: You can make purchases at partner establishments and pay on your next bill using Mercado Jeitto.
- Money transfer: The application also allows you to transfer money to bank accounts, with the amount being able to be paid later.
How does the invoice work?
The Jeitto invoice is generated monthly and details all transactions made during the period. The invoice is due on the 10th of each month, and if there are no transactions during the month, there is no charge. To access the invoice, simply log in to the app and select the “Invoice” tab.
It is also possible to check the invoice through the fintech's official website. The payment slip will be available for viewing and payment directly on the cell phone screen.
Another facility offered by Jeitto is the possibility of requesting the loan directly through the Serasa Credit platform. The process is simple and quick:
- Access the Serasa Crédito link.
- Complete the registration.
- Check if there is a loan offer available for your profile.
The assessment is quick, taking just two minutes, which makes the process even more convenient for those seeking emergency credit.
Using the Loan Responsibly
While borrowing can be a useful tool for achieving financial goals, it is essential to use it responsibly. Using credit responsibly helps you avoid financial problems in the future and the risk of defaulting on your loan. Here are some tips to better manage your credit with Jeitto:
- Evaluate your finances: Before applying for a loan, make a budget to understand how much you need and how much you can pay monthly. Remember that the installments should not compromise more than 30% of your monthly income.
- Grow gradually: Jeitto offers a credit journey that follows your financial habits. The limit increases over time, allowing you to pay your installments with greater peace of mind.
- Prioritize debt repayment: If you are already in debt, prioritize paying off debts with higher interest rates. Platforms such as Serasa Limpa Nome offer opportunities to negotiate and reduce the amount of debt.
- Invest in your business: For small entrepreneurs, the loan can be an opportunity to invest in equipment, marketing or inventory, contributing to the growth of the business.
- Plan your financial future: Use credit responsibly and avoid taking on new debt without planning. Good financial planning is essential to keeping your finances under control.
The Jeitto Loan stands out as an affordable solution for those who need credit, especially for those who have difficulty obtaining approval from other financial institutions.
With an online 100% process, Jeitto offers not only credit, but also a complete platform for financial management, all in a safe and practical way. However, it is crucial that users use credit responsibly, thus ensuring a healthy and sustainable financial life.
Link to download the loan application HERE.
